Blue Shield of California Medicare Advantage Plans in California (2026)
See Medicare plans in your area
Enter your ZIP code to browse the Medicare Advantage and Part D plans available where you live.
Please enter a valid 5 digit ZIP code.
Plan results are provided by Sunfire and open in a new tab. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (in California, HICAP at 1-800-434-0222) to get information on all of your options.
Blue Shield of California – a separate company from Anthem Blue Cross – offers HMO, PPO, and Dual Eligible Special Needs (D-SNP) Medicare Advantage plans, with its strongest presence in the Los Angeles/Orange County corridor and several Northern California counties.
What Sets Blue Shield of California Apart in California
- Plans include dental, vision, and hearing benefits, plus telehealth through Teladoc Health and NurseHelp 24/7.
- Amazon Pharmacy integration for home prescription delivery on eligible plans.
- D-SNP (dual-eligible) plans include a flexible benefits card usable for food/produce and a hearing aid allowance; this flex card is specific to D-SNP plans and not confirmed as a feature of Blue Shield’s standard Medicare Advantage plans.
- Named plan options include Inspire, 65 Plus, 65 Plus Plan 2, AdvantageOptimum, and the TotalDual D-SNP plan spanning LA and San Diego counties.
- Star ratings vary by individual plan/contract rather than one company-wide score – check the specific plan’s current CMS rating rather than relying on a single blanket number.
Where Blue Shield of California Is Most Competitive in California
- Los Angeles County
- Orange County
- San Diego County
- San Joaquin County
- Stanislaus County
- Merced County
- Alameda County
- San Mateo County
- Santa Clara County
This list is drawn from Blue Shield’s own 2026 broker service-area tip sheets for Northern California and the LA/Orange County market. LA and Orange County show the widest plan variety confirmed directly, and San Joaquin County is a notable 2026 growth market with a new lower-premium HMO option. Confirm current plan choices and ratings for your specific ZIP code before enrolling.
Fitness Benefit
SilverSneakers is available “to some Medicare Supplement and Medicare Advantage Plan members,” per Blue Shield – eligibility varies by the specific plan you’re enrolled in, so we’ll confirm whether your plan includes it before you sign up.
Household / Multi-Policy Discount
Blue Shield of California’s “Household Savings Program” (savings of up to 7% combined) applies to Medicare Supplement (Medigap) plans, not Medicare Advantage. We found no evidence of a household or multi-policy discount for Blue Shield’s Medicare Advantage plans specifically. If a household discount is important to you, ask us about Blue Shield’s Medicare Supplement options.
Frequently Asked Questions
Is Blue Shield of California the same company as Anthem Blue Cross?
No – they are two separate, competing Blue Cross Blue Shield licensees in California. We work with both, so we can compare them side by side for you.
Which Blue Shield Medicare Advantage plan has the most benefits?
It depends on your county – plans like Inspire, 65 Plus, and AdvantageOptimum vary in what’s included and where they’re available. We’ll match you to the right one based on your ZIP code.
Does every plan include the flex/grocery card?
No – that benefit is associated with Blue Shield’s D-SNP (dual-eligible) plans, not standard Medicare Advantage plans.
Get a Free Blue Shield of California Medicare Advantage Quote
Plan availability, star ratings, and extra benefits can vary significantly by ZIP code and change every year during the Medicare Annual Enrollment Period. As independent, licensed California agents, we compare Blue Shield of California against every other major carrier so you can see the full picture before you enroll.
Call 855-847-7020 ext. 3 to speak with a licensed agent
Have an Agent Call Me
Want help comparing these plans against Original Medicare plus a Medigap policy? Call (855) 847-7020 ext. 3 or schedule an appointment. There is no cost to you.
Did this plan change on you at renewal? California law gives you a guaranteed issue right to a Medicare Supplement policy, with no health questions, if your Medicare Advantage plan reduces a benefit, raises your premium or cost sharing, or drops a doctor who is currently treating you. There is no minimum percentage for that right with your own carrier, whatever you may have been told. Read how the rule actually works, or call (855) 847-7020 ext. 3 and we will read your Annual Notice of Change with you.
Plan details and figures on this page reflect the 2026 plan year and were reviewed in August 2026. Benefits, premiums, provider networks and star ratings change every year and vary by county.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (in California, HICAP at 1-800-434-0222) to get information on all of your options.
California Health Agents is a licensed independent insurance agency, NPN 14924332. We are not affiliated with or endorsed by the United States government, the federal Medicare program, Covered California, the California Department of Insurance, or the Department of Managed Health Care. Enrollment in a Medicare Advantage plan depends on contract renewal. Quotes and plan summaries are estimates and are not a contract, guarantee of coverage, or offer of insurance.