Aetna Medicare Advantage Plans in California (2026)
See Medicare plans in your area
Enter your ZIP code to browse the Medicare Advantage and Part D plans available where you live.
Please enter a valid 5 digit ZIP code.
Plan results are provided by Sunfire and open in a new tab. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (in California, HICAP at 1-800-434-0222) to get information on all of your options.
Aetna, owned by CVS Health, offers a predominantly HMO Medicare Advantage lineup in California – around 32 plan options statewide – with a smaller number of PPO and HMO-POS plans, plus D-SNP and C-SNP special needs plans.
What Sets Aetna Apart in California
- Mostly HMO plans in California, with PPO, HMO-POS, and Special Needs Plans (D-SNP for dual-eligible, C-SNP for qualifying chronic conditions) rounding out the lineup – roughly 32 CA plan options in total.
- Nationally, 81%+ of Aetna Medicare Advantage members are in plans rated 4 stars or higher for 2026, and 63%+ are in 4.5-star plans – among the strongest star-rating performance of the major national carriers. At the individual California plan level, several PPO plans and one HMO-POS plan carry a 4.5-star rating, though many newer/expansion plans are still “too new to be measured.”
- California monthly premiums on Aetna’s own plan list range from $0 to $204, averaging $22.31 across listed CA plans.
- $0 copay on Tier 1 drugs and covered vaccines, $0 copay colonoscopies and mammograms (in-network), and a $2,100 annual out-of-pocket cap on prescription drugs.
- A no-cost annual “Healthy Home Visit” from a licensed Signify Health clinician, in addition to regular doctor visits.
- Extra Benefits Card – an OTC/flex-style allowance redeemable at CVS Pharmacy and 70,000+ other participating retailers, a natural fit given Aetna’s ownership by CVS Health. (We could not independently confirm specific MinuteClinic copay waivers built into California plan documents – ask us to check your specific plan’s Evidence of Coverage.)
Where Aetna Is Most Competitive in California
- Los Angeles County
- Sacramento County
- Alameda County
Aetna maintains dedicated enrollment pages for Los Angeles, Sacramento, and Alameda counties, suggesting these are actively promoted markets – but that alone isn’t evidence of the deepest plan selection or highest ratings. We could not find an independently verified ranking of Aetna’s strongest California counties; call us and we’ll pull current plan counts and star ratings for your specific ZIP code.
Fitness Benefit
Aetna Medicare Advantage plans include SilverSneakers at no additional cost – a basic fitness membership providing access to thousands of participating fitness locations with group classes and equipment. We found no indication Aetna uses a different branded fitness program in California in place of SilverSneakers.
Household / Multi-Policy Discount
We found no evidence of a household or multi-policy discount on Aetna’s Medicare Advantage plans. Aetna does offer a well-documented household discount on its Medicare Supplement (Medigap) policies – requiring two Medicare-eligible people in the same household (married, domestic partners, or same address for 12+ months), both with qualifying Aetna Medigap policies – but that discount is specific to Medigap, not Medicare Advantage, and the amount varies by state.
Frequently Asked Questions
Is Aetna the same as CVS Health?
Aetna is owned by CVS Health, which is why several Aetna Medicare Advantage benefits (like the Extra Benefits Card) are built around CVS Pharmacy and retail locations.
What’s Aetna’s average Medicare Advantage premium in California?
Across Aetna’s listed California plans, premiums range from $0 to $204/month, averaging around $22.31 – though your actual options depend on your county and specific plan.
Which California counties does Aetna serve best?
We don’t have independently verified county-by-county rankings for Aetna in California – call us and we’ll check current plan availability and ratings for your specific ZIP code.
Get a Free Aetna Medicare Advantage Quote
Plan availability, star ratings, and extra benefits can vary significantly by ZIP code and change every year during the Medicare Annual Enrollment Period. As independent, licensed California agents, we compare Aetna against every other major carrier so you can see the full picture before you enroll.
Call 855-847-7020 ext. 3 to speak with a licensed agent
Have an Agent Call Me
Want help comparing these plans against Original Medicare plus a Medigap policy? Call (855) 847-7020 ext. 3 or schedule an appointment. There is no cost to you.
Did this plan change on you at renewal? California law gives you a guaranteed issue right to a Medicare Supplement policy, with no health questions, if your Medicare Advantage plan reduces a benefit, raises your premium or cost sharing, or drops a doctor who is currently treating you. There is no minimum percentage for that right with your own carrier, whatever you may have been told. Read how the rule actually works, or call (855) 847-7020 ext. 3 and we will read your Annual Notice of Change with you.
Plan details and figures on this page reflect the 2026 plan year and were reviewed in August 2026. Benefits, premiums, provider networks and star ratings change every year and vary by county.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (in California, HICAP at 1-800-434-0222) to get information on all of your options.
California Health Agents is a licensed independent insurance agency, NPN 14924332. We are not affiliated with or endorsed by the United States government, the federal Medicare program, Covered California, the California Department of Insurance, or the Department of Managed Health Care. Enrollment in a Medicare Advantage plan depends on contract renewal. Quotes and plan summaries are estimates and are not a contract, guarantee of coverage, or offer of insurance.